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Our blog is designed to provide information regarding some of the critical topics those with student loans must be aware of to be able to make educated decisions regarding their future.

A Snapshot of the National Merit Scholarship Program

The National Merit® Scholarship Program is an academic competition for recognition and college scholarships for high school students in the United States. It began in 1955, and at this point is a venerable institution run by the National Merit Scholarship Corporation (NMSC), a privately funded, not-for-profit organization. Every year, high school students across the country enter the program by taking…

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Top Seven Tips on How to Improve Credit Score in 30 Days

Want to take out a mortgage? Move into a new apartment? It could all depend on your credit score. Luckily, credit scores update about every 30 days. This gives you a 30-day window to bring up your score between updates. You may even raise it enough to secure a much lower interest rate for a loan or a…

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16 Things You Must Know before Signing a Student Loan Promissory Note

What Is a Promissory Note? When you take out a loan, you need to sign a promissory note that includes your promise to pay and the terms both parties must fulfill. A promissory note is your loan agreement, and it is legally enforceable. You will need to sign a promissory note when you borrow for a mortgage, business…

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Scholarships for Women

While education for girls around the world may still be lacking, higher education rates for women in the United States, Canada, and other developed nations have never been better. In 2016, the Boston Globe reported that women accounted for 55% of undergraduate enrollment at four-year colleges in the United States, creating an enrollment gender gap that is only…

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College Scorecard: The Decisive Data Tool

When applying for college, wouldn’t it be great to have a crystal ball that showed your paycheck 10 years after graduation? You could weigh the tuition costs versus the return on your investment. Well, believe it or not, former President Obama created this crystal ball back in 2013. Obama announced during his State of the Union address that…

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Is College Worth It? Consider These Factors

With average student loan debt reaching an all-time high, it begs the question, is college worth it? Although a crucial factor, a lot more goes into that question than just debt. It is equally important to consider things like lifetime earnings, benefits, ROI, unemployment rates, and quality of life. Considering the Debt Load Collectively, student borrowers owe more…

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How to Quit Your Job the Smart Way

Breaking up is hard to do, and that saying is equally true when it applies to leaving your job. Quitting can feel just like giving an awkward break-up speech. It can be hard to figure out how to quit your job without leaving a bad taste in anyone’s mouth. It’s crucial to learn how to part ways gracefully…

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Buying and Selling Cheap Textbooks

In the 2017-18 school year, the average tuition at public universities reached $9,970 for in-state students and $25,620 for out-of-state. If you’re planning to attend a private four-year university, you can expect an average tuition of $34,740 per year. With tuition numbers so high, many college students are scrambling to find ways to save money. One way you…

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Student Loan Interest Deduction and Forgiveness

As national student loan debt climbs over $1.5 trillion, students all over are desperate for ways to lower their debt. A popular means to do this is by taking a student loan interest deduction. The federal government offers several ways to reduce your loan interest burden based on factors like income level, student status, and family size. Average…

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American Opportunity Credit For Higher Education Expenses

Today, the day you’re reading this, higher education has never been more expensive. The cost of attending a college or university has been growing at a rapid pace in the past decade or two, forcing parents and students alike to look for ways to bring down the price tag on a diploma. What if I told you there…

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