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Our blog is designed to provide information regarding some of the critical topics those with student loans must be aware of to be able to make educated decisions regarding their future.

Scholarships for College Students: What You Need to Know

Think of a scholarship as a free gift or prize. Another party gives you this money and you never have to pay them back. High schools, colleges, individuals, employers, private companies, non-profits, religious groups, towns, and social organizations award scholarships for college students. Earning scholarships is the easiest way to graduate college with less debt. Read on to…

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CollegeBoard.org

CollegeBoard.org is a not-for-profit organization founded as the College Entrance Examination Board (CEEB) in 1900 to expand access to higher education.  It has a membership association of educational institutions that includes over 6,000 universities, colleges, and other educational organizations. It is probably best known for the standardized tests it administers including the SAT. However, it offers other services that include…

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How to Make a Budget That Works for You

Have you ever gotten paid and then, before you know it, your balance is back to zero? This happens to many of us and the answer is simple — you need to learn how to make a budget. Budgeting can seem scary, but it’s really a matter of tracking the past and planning for the future. If you…

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Debt Consolidation Loans – An In Depth Guide

Debt consolidation loans are a popular loan option for people who have multiple unsecured debts. Whether those debts are student loans, credit card balances, medical bills, or unsecured personal loans, debt consolidation loans can make it simpler to manage accounts and can save borrowers money in the long run. How Do Debt Consolidation Loans Work? A debt consolidation…

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How Does Cash Back Work For Credit Cards? What You Need To Know

The concept of getting paid to spend sounds too good to be true, but for many cash back card members, it’s a reality. Cash back can be a rewarding way to get the most value out of your credit card. Understanding how does cash back work for credit cards can help you choose which card is right for…

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How to Pay for College

Going to college just keeps getting more expensive, and many are trying to figure out how to pay for college. For the 2017 to 2018 school year, tuition and fees averaged $34,740 for a four-year non-profit private college. Public four-year schools averaged $9,970, which does not even include room and board. You’re looking at $20,770 if you add…

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The Facts on Medical School Loans & Repayment Plans

Higher education is expensive enough as it is, but its cost can rocket to even more extreme levels should one want to attend medical school. Some fortunate students will receive scholarships or will have parents who saved substantially enough to put a dent in the total cost of medical school. But others will need to use medical school…

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What Credit Score is Needed to Lease a Car?

Want to drive your dream car without fully committing? Leasing makes that possible. Unlike an outright purchase, a lease lets you make monthly payments to rent the car. Your rental typically lasts for 3 years or until the car hits the agreed upon mileage, whichever comes first. However, not just anyone can sign up for this arrangement. Leasing…

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Top Jobs for College Students

When you’re trying to lower student debt burden during college, cutting costs a great start(yes, college is still worth it!). Buying used textbooks, preparing your own meals, and even living at home, if possible, can all help you put more money towards paying down your debt. Unfortunately, though, you can only reduce expenses so much. That’s where jobs…

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How Do Loans Work? A Simple Guide

In an ideal world, we’d all have the funds necessary to make large purposes. In reality, this is not often the case. Fortunately, an entire industry exists to facilitate the lending of money between two parties. We will try to answer the question of how do loans work and provide a summary of each type of the most…

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