Our blog is designed to provide information regarding some of the critical topics those with student loans must be aware of to be able to make educated decisions regarding their future.
If you live in South Carolina and are thinking of attending college(yes, college is still worth it), you’ve probably heard of South Carolina Student Loan. But did you know that non-residents can also apply? South Carolina Student Loan has been around for over 40 years to assist many people with their educational goals. A few of their loan…
Continue Reading ->If you are deep in debt and don’t see how you can ever climb out of it, you can get desperate. Now suppose you see a TV ad or get mail from a company that promises to reduce your debt to a fraction of what you owe, maybe even make it disappear completely. Tempting? Just remember, if it…
Continue Reading ->What is a Grad Plus Loan The Grad PLUS Loan, also known as the Graduate PLUS Loan, is a federal student loan meant for those who are going to graduate or professional school. It has a fixed interest rate which is often higher than other loans you can get, though it has a high loan limit. The federal…
Continue Reading ->Credit cards help us reach our goals and accomplish our dreams when used wisely, and as a country, America loves its credit cards. Unfortunately, as the average credit card debt in the United States continues to rise, we face an ever-growing, collective mountain of debt. From tuition to healthcare to handbags, individuals and households take on credit card debt…
Continue Reading ->Right now, more than 20 million students are in college and paying more than ever for their education. Like in years prior, the average cost of college is on the rise in 2018. No matter what degree you pursue, expect to pay more than students did last year. How Much Does a Bachelor’s Degree Cost in 2018? Average…
Continue Reading ->Borrowing money is hard, and it’s even harder for young borrowers to get student loans without a cosigner. Lenders need a reason to believe they’ll get their money back, and students haven’t had a chance to build up their income or credit history in order to demonstrate that ability. Many private lenders need a cosigner, but what do…
Continue Reading ->The Basics of Title 1 Schools This program, which is now the pillar of the Elementary and Secondary Education Act (ESEA), is our oldest and largest federally funded education program, according to the U.S. Department of Education. It dates from 1965 and its main purpose has been to help underprivileged children meet challenging state academic standards. In other…
Continue Reading ->Many of us pay no attention at all to our credit scores until the day we want something we can’t have without an acceptable credit score. You might want to buy a car or a house or consolidate a student loan with a private lender. By that point, there isn’t a lot you can do about your score…
Continue Reading ->Many of us fear the terrible “B” word — budgeting. So many people fear making a budget that they never learn how to, but there’s no need to fear. Learning how to budget your money is simply learning to create a plan for it. Every dollar that comes into your life has a job, because your budget allocates…
Continue Reading ->The main difference between private colleges and public universities is how they are funded. Public colleges receive state funding to help offset costs. Private colleges receive no state funding and solely rely on private donors and tuition costs to keep their doors open. Although funding is the main differentiating factor, private colleges differ from public colleges in many…
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