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Getting a Mortgage With Student Loans

Many college graduates with overwhelming student loans think getting a mortgage with student loans is impossible, but this isn’t the case. If your goal for the near future is to buy a house, but you’re weighed down by hefty student loans, you may still be able to take out a mortgage. Here’s everything you need to know about…

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Student Loan Forbearance

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Navient Student Loan Forgiveness Options

If you have student loans, you’re probably interested in getting out of debt faster or reducing your monthly loan payments. Student debt can hinder financial growth, and it can cause tremendous personal stress. If you have loans that are serviced by the company Navient, you may have heard that your Navient student loans can be forgiven. While this…

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The 7 Types of Student Loan Deferment & How To Apply

You may fall on hard times and it feels like paying back your student loans is impossible. Thankfully, you have options to postpone your payments for a while until you get back on track. Student loan deferment, along with forbearance, allows you to postpone your payments for a while and also keep the loans in good standing. The…

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Wage Garnishment: What It Is and How to Stop It

A wage garnishment allows debt collectors to use your income to pay your debts. This typically happens after you’ve defaulted on your loans. According to a study by the ADP Research Institute, 7.2% of employees had their wages garnished in 2013. Out of that total, 2.9% of those were for student loan and court-ordered consumer debt garnishment. Wage…

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How To Find Your Student Loan Balance

Graduating from college is a major accomplishment. You made it through four years (at least) of professors, dorms, cafeteria lines and finals, and now you’re finally done. Unfortunately, that initial sense of relief that comes with graduating doesn’t last long: just a short time after tossing your hat up in the air, the reality of your student loan…

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The Ultimate Guide to Getting the Best Student Loan Consolidation Rate

While the primary purpose of loan consolidation is usually combining several loans into one big loan that’s easier to pay off, private student loan consolidation may offer the additional benefit of a lower interest rate, based on your credit score. If you’re interested in consolidating your student loans, make sure to use the following information to get the…

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Should I Consolidate My Student Loans? The Definitive Answer

Do you find yourself asking “Should I consolidate my student loans?” There are many reasons for and against consolidating student loans, and we will discuss them all in-depth below. First, let’s focus on whether you should consolidate your private student loans. Should I Consolidate My Private Student loans? If you have good credit, a stable job and have…

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Learn How to Refinance Student Loans

If you want to cut back some of your student debt, refinancing may be your best option. Refinancing involves securing a new loan to pay off your current debt. Below, we will walk you through the step-by-step process of how to refinance student loans. Step #1 – Apply For a Refinance With a Student Loan Lender We work…

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Should I Refinance Student Loans? An In-Depth Guide

Refinancing your private student loans through a new lender is the best way to reduce your student loan burden.  We will break down everything you need to know about refinancing so that you can confidently answer the question, should I refinance student loans? What is Private Refinancing? Under private refinancing, you secure a new loan to pay off…

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