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Our blog is designed to provide information regarding some of the critical topics those with student loans must be aware of to be able to make educated decisions regarding their future.

A married couple reviewing their student loan debt

Marrying Someone with Student Loan Debt: Everything You Need to Know

Are you thinking about tying the knot with someone who has significant student loan debt? If so, it’s important to learn as much as you can about marrying someone with student loan debt before saying, “I do.” Student loan debt usually isn’t an insurmountable obstacle in a relationship (although it may be for some people). However, debt of…

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A couple buying a house

Should I Pay Off Student Loans or Buy A House?

You’re out of college, working, and thinking about the future. It’s only natural that saving up money and talking with a realtor to buy a house is a next step. But, buying a house with student loans can get a little tricky. You must decide, is it best to use your savings to pay off student loans or…

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Buying a house with student loans

Buying a House with Student Loans: Everything You Need to Know

If you’ve postponed buying a house because of student loan debt, you’re far from alone. In 2018, a collective 45 million Americans owed over $1.5 trillion in student loans. At the same time, American mortgage debt continued to skyrocket. Many college graduates are wondering whether buying a house with student loan debt is a good idea, and whether…

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Bad Credit Student Loan Options

Federal Student Loans for Bad Credit When it comes to student loans for bad credit holders, federal student loans are your best bet. They feature non-competitive, low fixed interest rates. Any student who files their FAFSA, regardless of their economic means, can borrow federal student loans. Since Congress sets the rates each year based on the 10-year treasury,…

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student loan taxable income

Student Loan Tax Deduction: How to Report Your Student Loans

Your student loans may feel like one more obstacle to overcome when you’re working to file a complicated tax return. However, it’s important to be aware of the multiple ways in which a student loan tax deduction—or deductions—can earn you even more money back from the IRS this year. Read on to learn how to determine your student…

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fixed vs variable student loan interest rates

Fixed or Variable Rate Student Loan: How to Choose

For a lot of students, student loans are an inevitable part of going to college. So, if your FAFSA comes back and you realize that you need to take out loans, it’s on you to make smart decisions.  Loans either have a variable interest rate, which fluctuates throughout the loan term, or a fixed interest rate, which always…

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Private vs. Federal Student Loans

Figuring out how to pay to college requires careful consideration. If you can’t afford tuition out-of-pocket, you’ll need to find outside help. Loans help fill in the gap between what you can afford and what you owe for your education. When it comes to loans, you’ll have to decide between private vs federal student loans. What are the differences…

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A young girl studying for her masters degree

The Ultimate Guide on How to Pay for Graduate School

Whether you’re a current graduate student, a prospective graduate student or the parent of a current or future graduate student, paying for graduate school can weigh heavily on your mind.  How much your degree costs depends on multiple factors and, on average, can fall anywhere between $22,000 and $120,000. If you’re wondering how to pay for graduate school,…

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A young man using a credit card and a mobile phone to pay off his student loans

Can You Pay Student Loans with a Credit Card?

If you’re into money-saving hacks or love rewards points, you’ve probably wondered, can you pay student loans with a credit card? The answer really depends. Below, we’ll tell you why, when, and how you might use your credit card to make student loan payments. Can You Pay Student Loans with a Credit Card? Yes…and no. Federal student loan…

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A couple filing their tax returns

Do Student Loans Count as Income?

Knowing exactly what to do when taxes are due can help relieve some of the stress that comes with filing your tax returns—especially if you’re new to the process, like many college students. Reporting your income correctly—and on time—will help you avoid unnecessary stress, paperwork and even unpleasant fees, and focus on your studies. The question is, how…

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